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Planning to travel this summer? Don’t forget to get your travel insurance from Wesurance and get your ANGEL Prepaid Mastercard before your trip!

ANGEL Prepaid Mastercard is a Hong Kong issued travel Mastercard for you to stay in budget and track expenses in real-time.
Here are some perks of having this awesome card!
💳 Accepted worldwide in over 210 countries in 37 million locations
✈ Travel safe and light without cash
✅ No credit checks. Register with HK ID/ passport only
⬇️ Low overseas exchange fee at 1.5%
💵 Easy top-up with cash, FPS or bank transfer
📊 Spend what you have in the card to stay in your travel budget
🎁 Enjoy global merchants’ discounts and privileges
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From now till 31st October 2019, friends of Wesurance can exclusively purchase ANGEL Prepaid Mastercard at HK$199 (retail price: HK$300).

Apply now 📲 https://rebrand.ly/adwsaug1901e

(These goods/service are provided by Angel Card and not Wesurance. Wesurance makes no representations about the accuracy of the descriptions and quality of the products. Please contact Angel Card directly for any enquiries)

 

Wesurance

9th Aug 2019

When you are getting ready to airport, packing all your bag and then you arrive to the airport just to find out your flight got delayed or cancelled. We have been there too!

Delays in schedules are usually not a big deal. But, sometimes a delayed flight becomes annoying if the waiting time is too long, thus adding unexpected costs.

Flight cancellations and delays aren’t pleasant, but they don’t have to spoil your holiday plans! 

Here are a few ways to protect yourself and make sure you still get the most out of your vacation despite setbacks such as flight cancellations.

Check if the airline offers compensation

Compensation provided by the airline depends on the ticket terms and conditions and company policy. This might include a replacement flight, accommodation, ground transport or food for passengers during the wait.

Some airlines do not provide compensation or accommodation at all. Because airlines cannot guarantee a delay-free schedule, they are not obliged to compensate customers for delayed flights.

Before buying, always remember to read the airline policy about delayed flights. And, always keep proof of your payment if the flight was delayed.

Check if your travel insurance cover

If you wonder, Can I take care of it with my travel insurance company? Yes, you can. It’s always worth investing in travel insurance as you can never quite predict when delays and cancellations might happen. 

Whether or not the airline reimburses you for your flight and other expenses, it’s important to find out what you’re entitled to under your travel insurance coverage. 

With Wesurance App, you can purchase, reschedule, check your policy right from your mobile phone. If your flight got delayed or cancelled, you can simply extend or reschedule your policy in just a few clicks. Not only that, you can also see all your coverage inside the apps.

Check if your credit card offers additional coverage

If you used a credit card to pay for the flight or hotel accommodations which is the main way to make reservations, then you may be covered if your credit card offers free travel insurance as a perk of being a customer. Checking if your credit card provider offers trip cancellation insurance is pretty easy: Just call the customer service phone number on the back of your credit card and ask.

8th Aug 2019

With this new policy set to roll out soon, domestic helpers with Hong Kong identity cards are expected to participate in the initiative. Failure to comply within the designated replacement period without any valid reason would be considered a violation against the law and is subject to a maximum fine of HKD 5,000 (USD 638).

Secretary for Security will issue an Order to announce the details of the first cycle. The arrangement will be as follows (subject to the procedure of the Legislative Council):

Cycle Upcoming Phase Year of Birth Designated Period of Replacement
B 4 1966 or 1967 3 June 2019 (Monday) – 26 July 2019 (Friday)
5 1964 or 1965 27 July 2019 (Saturday) – 23 September 2019 (Monday)
6 1955 or 1956 24 September 2019 (Tuesday) – 15 November 2019 (Friday)
7 1957 to 1959 16 November 2019 (Saturday) – 17 February 2020 (Monday)

 

How can I replace my identity card?

  1. To save time at the replacement centre, book an appointment online and pre-fill forms before visiting the smart identity card replacement centre.
  2. Nine Smart Identity Card Replacement Centres (SIDCCs) will be set up across the territory in the Identity Card Replacement Exercise.
Smart Identity Card
Replacement Centres
Address
Hong Kong Island Smart Identity Card Replacement Centre Room 200, 2/F, Shui On Centre, 6–8 Harbour Road, Wan Chai
East Kowloon Smart Identity Card Replacement Centre Unit 1, 2/F, Manulife Financial Centre and Unit 1B, 3/F, Manulife Financial Centre, Tower A, 223–231 Wai Yip Street, Kwun Tong
West Kowloon Smart Identity Card Replacement Centre 12/F, Gala Place, 56 Dundas Street, Mong Kok
Tsuen Wan Smart Identity Card Replacement Centre Shop S201, 2/F, Smartland, 50 Texaco Road, Tsuen Wan
Sha Tin Smart Identity Card Replacement Centre Shop G26, G/F & Shop 123, 1/F, Kings Wing Plaza 1, 3 On Kwan Street, Sha Tin
Sheung Shui Smart Identity Card Replacement Centre 7/F, Spot, 48 Lung Sum Avenue, Sheung Shui
Tuen Mun Smart Identity Card Replacement Centre Shop L414B, Level 4, Leung King Plaza, Leung King Estate, 31 Tin King Road, Tuen Mun
Yuen Long Smart Identity Card Replacement Centre Shop 50, G/F, Manhattan Plaza, 23 Sai Ching Street, Yuen Long
Tseung Kwan O Smart Identity Card Replacement Centre Shop 20-26, G/F, Corinthia By The Sea, 23 Tong Yin Street, Tseung Kwan O, Sai Kung
26th Jul 2019

We went on a family trip to Osaka for the holidays. During the second day, my baby unexpectedly gets a high fever. A day after, the fever still wasn’t going down even after taking paracetamol so we rushed him to the hospital. BUT! The hospital rejected us since my baby was not a local and they insisted that they didn’t have a paediatrics branch.  They instead referred us to a small clinic.

The next day, my baby’s fever got even worse. It reached 40 degrees and his whole body was shivering. I didn’t know what to to do. Finally, I asked someone for help and begged them to call an ambulance for us. I was so terrified that we will get rejected once again and that no one will treat my baby.After the ambulance came, they checked my baby and asked for some ID. We found out that the ambulance wasn’t owned by any hospital so they still had to find a hospital that will be willing to admit my non-local son. Thankfully, they found one that agreed to take us in.

This was the most horrifying trip of my life. We’re still lucky that it was only a fever. Could you imagine what would’ve happened if a more dangerous illness infected my son? He might not have made it.

After this incident, I realized how important travel insurances are. We never know what will happen when we visit another country. It’s better to always be prepared, especially in an unfamiliar place.

Make sure to always be prepared. Download the Wesurance app to get covered anytime, anywhere.

5th Jul 2019

A tourist got saved by an insurance company out of emergency

Rachel, 25 year-old Hongkonger, went on a travel. Her trip was from London to Singapore and was supposed to spend 2 days in Dubai. When she departed from London airport, she had one hand carry backpack and one registered luggage. After landing Dubai, she found out that the luggage that she registered in London airport hasn’t arrived. With no clothes to change, no toiletries to use, she had to stay one day in the dessert-like hot weather of Dubai until her luggage comes on the second day in Dubai.

Fortunately, Rachel did prepare for every possible incident. She had purchased travel insurance before the trip. With the reimbursement from the insurance company, she could buy clothes to change and toiletries to clean. The insurance will just pay for her. She could refresh herself with no worries.

People always worry about uncertain and unexpected situations in their lives. What if such incidents happens during a trip in other countries? Language barrier and physical distance from your home country will make you panicked out.

If you face any unexpected incidents, what will you do? Will you think of this matter before you take the first step of travel and be prepared? Being a smart traveller is not difficult at all. Always be prepared and plan one step ahead. Buying insurance doesn’t mean throwing out money for nothing. It is investment for better, safer, and smarter future.

 

24th Jun 2019

Wesurance is listed on the “20 FINTECH STARTUPS in Hong Kong” from Fintech News Hong Kong. Linkedin Link: https://lnkd.in/f4GrW2U

19th Mar 2019
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